My parents were shocked to find out that I got no medical exam life insurance online. I told them all about it and they both wished that things were that easy when they were shopping around for life insurance rates. Back when they signed up for life insurance, there was no such thing as a no medical exam life insurance policy. Every person had to be screened, in order to receive their life insurance.

My father told me that when he requested life insurance rates, years ago, there were only two agents to get them from. Of course, there were different benefit amounts, but not like today. He thinks that he had a choice of three different numbers and the thorough physical exam was just that, thorough. Thankfully my father told me that he and my mother were very healthy and acquiring the policy was no problem.

So, when I told them all about how I just typed a few things into the computer and got several different life insurance rates, I can understand why they thought it was so nice. I could just look at everything, choose the best company and the best policy, hit send and everything else just fell into place.