I requested a life insurance quote from my local insurance agent. When it came through the fax at work, my secretary told me that I should check out some insurance companies online and get a life insurance quote from them before making any decision. I asked her to tell me which companies were the best and she made a list for me to check out.
My secretary suggested that I try this site that gives your information to a couple of different companies and then you compare the life insurance quotes to see if any of them fit your needs. I was only trying to get some very low coverage no medical life insurance; so that I knew that no one would have to pay for my funeral expenses. I was not worried about anything else since I had owned my house and I knew that by the sale of it, any debt that I had would be covered by the proceeds of it.
The different quotes that I got for the no medical life insurance from the online companies were much lower than the one that I got from my insurance agent. I knew that I had to go with the cheaper one and my agent would probably be upset if he knew that I would not be using his company.